Financially Secure?


By doing this?

  • Saving  15-20%  of your income
  • 4 months income (emergency fund)
  • Your family is protected from financial hardship and will be able to stay in the home and maintain their lifestyle if the worst happened?
  • Legal documents are set up?
  • Michael: based on the above criteria, are you financially secure?


    You: yes.


    Michael: that's great.


    You: thanks!


    Michael: can I ask you something?


    You: sure.


    Michael: in that case, would it be a bad idea to possibly look into a free life insurance policy review to see if any of the concerns below reveal themselves?


    You: not at all.



    What's a life insurance policy review?


    Michael will ask you questions about your policy to be sure you understand what you have.


    He'll then ask you specific and experienced questions about how you would want to leave things behind.


    It's in that moment you'll realize what you have can fully support your desires or if you want any changes to be made.



    What's the value in doing this?


    You can have a life insurance policy put in place and never look at it again, but possibly end up missing out on opportunities or have it go to the wrong person.


    It's a living breathing benefit that deserves attention at least once a year for many reasons you're about to read below.


    Regularly doing a review to see if updates for your coverage need to be made can give you a level of certainty and peace of mind money can't buy.


    Annually reviewing your term, whole life or IUL policy is crucial in making sure everything is on track—and stay on track!


    An annual review is the smart thing for millions of people to do yearly


    An annual review can identify:

  • Potential costs savings
  • Underperforming policy (don't ignore)
  • At risk of lapse
  • Overpaying for coverage that doesn't match your goals anymore
  • Not having enough coverage—leaving an unintentional financial burden behind
  • Outdated beneficiaries—making sure its not going to the wrong person(s)
  • Improved health may be an opportunity to qualify for a lower premium
  • Send to a friend in your contacts